{
  "checked": "2026-09-09",
  "coverage": "Two future-deadline opportunities and four closed-window follow-through records checked through September 9, 2026; not an exhaustive federal docket census.",
  "records": [
    {
      "id": "FTC-2026-1057-0001",
      "agency": "FTC",
      "title": "Personalized pricing: proposed enforcement policy statement",
      "issue": "Consumer visibility / R8-4",
      "deadline": "2026-09-25",
      "posture": "Proposed enforcement policy statement; not a final rule",
      "effective": "No effective date established for a final policy in this review.",
      "summary": "The FTC seeks views on use of personal data to set individual prices and on undisclosed practices that may violate laws it enforces. The agency says it lacks authority to ban personalized pricing in every circumstance.",
      "rationale": "Clarify enforcement concerns about misleading prices and undisclosed collection or use of personal data.",
      "assessment": "OC question: can consumers discover when their data changes the price, and can the agency test a disclosure’s usefulness? This proposal may strengthen visibility; do not presume every notice weakens a safeguard.",
      "benefit": "Consumers who can understand price-setting; compliant businesses seeking clarity. These are possible effects, not measured outcomes.",
      "risk": "Consumers exposed to opaque prices; businesses affected by uncertain notice standards. Ask for evidence on both.",
      "safeguard": "Visibility of data use and price setting.",
      "triage": "FILE",
      "reason": "A verified open window with a concrete citizen-facing disclosure question. Draft only after reading the full proposed statement and gathering examples.",
      "action": "Document the price, date, account conditions, notice shown, and limits of any comparison. Ask what disclosure and record retention would make the practice testable.",
      "filing": "No OC filing for this matter is established in the collected corpus.",
      "source": "https://www.ftc.gov/policy/public-comments/federal-trade-commissions-proposed-enforcement-policy-statement-regarding-personalized-pricing",
      "update": "https://www.ftc.gov/news-events/news/press-releases/2026/09/ftc-extends-public-comment-proposed-policy-statement-regarding-personalized-pricing",
      "route": "https://www.ftc.gov/news-events/news/press-releases/2026/09/ftc-extends-public-comment-proposed-policy-statement-regarding-personalized-pricing",
      "note": "September 25 replaces September 18. The extension and agency listing agree. Follow the agency’s electronic-submission link; direct docket retrieval returned 403 here. Check the filing cutoff and portal before submitting.",
      "patterns": "Citizen visibility — evaluate proposed protection, not an assumed failure",
      "score": "Not scored; no completed six-category evidence assessment.",
      "right_tag": "R8-4"
    },
    {
      "id": "S7-2026-27 / RIN 3235-AN38",
      "agency": "SEC",
      "title": "Regulation Crypto Assets",
      "issue": "Financial disclosure / R8-4",
      "deadline": "2026-10-20",
      "posture": "Proposed rule",
      "effective": "Proposal only; no final-rule effective date established.",
      "summary": "The SEC proposes a tailored offering framework, two registration exemptions, principles-based disclosures, and a conditional investment-contract safe harbor. Antifraud and antimanipulation provisions would continue to apply to exempt offerings.",
      "rationale": "The agency seeks capital formation and innovation while providing investor protection and decision-useful information.",
      "assessment": "OC question: which information reaches investors under each route, when is it available, and what changes when an asset meets the proposed safe-harbor conditions? Compare benefits and lost safeguards provision by provision.",
      "benefit": "Issuers using the proposed exemptions; investors if the framework provides useful information. Effects remain proposals to evaluate.",
      "risk": "Investors who may receive different disclosures; issuers facing compliance and eligibility uncertainty.",
      "safeguard": "Offering disclosures, ongoing reporting, and scope of securities-law protections.",
      "triage": "MONITOR",
      "reason": "Open window confirmed. The proposal is extensive; complete provision-level review before deciding whether OC has a sufficiently grounded comment.",
      "action": "Inspect proposed Rule 103 disclosures and the safe-harbor conditions. Identify one concrete information gap and a supported alternative.",
      "filing": "No OC filing for this matter is established in the collected corpus.",
      "source": "https://www.sec.gov/rules-regulations/2026/08/s7-2026-27",
      "update": "https://www.govinfo.gov/content/pkg/FR-2026-08-21/html/2026-17183.htm",
      "route": "https://www.sec.gov/comments/s7-2026-27/regulation-crypto-assets",
      "note": "The agency page and published notice agree on October 20. Use one submission method and file number S7-2026-27. Submit only information intended for public posting; inspect the notice for full instructions.",
      "patterns": "Disclosure and exemptions — questions for review, not scored findings",
      "score": "Not scored; full proposal assessment remains open.",
      "right_tag": "R8-4"
    },
    {
      "id": "FTC-2026-0298",
      "agency": "FTC / DOJ",
      "title": "Premerger notification: historical citizen comment",
      "issue": "Market concentration / R8-4",
      "deadline": "2026-05-26",
      "posture": "Historical request for information",
      "effective": "Not a final-rule effective date.",
      "summary": "The historical request sought input on premerger notification requirements. The preserved citizen example focuses on early visibility of consolidation and oligopoly risk.",
      "rationale": "Inspect the original request for the agency’s questions and scope.",
      "assessment": "OC’s comment treats premerger information as an early-warning safeguard. Use its voice and action model; do not treat it as authority for another docket.",
      "benefit": "Parties affected by filing requirements and the public served by merger oversight; assess specific changes separately.",
      "risk": "Markets and consumers if harmful consolidation becomes visible too late; filing parties if requirements are poorly designed.",
      "safeguard": "Premerger visibility.",
      "triage": "MONITOR",
      "reason": "The cited comment window has passed. The public posting is verified; follow agency treatment, disposition and observed outcome.",
      "action": "Open public comment FTC-2026-0298-0010 and follow the later agency decision. Keep posting, response and outcome as separate records.",
      "filing": "Regulations.gov confirms receipt May 23, 2026 and public posting May 25, 2026 as FTC-2026-0298-0010; tracking mpi-pjkd-n8td and the attachment title match the preserved filing. Posting does not establish agency agreement or impact.",
      "source": "https://www.ftc.gov/system/files/ftc_gov/pdf/2026.03.25-HSR-RFI.pdf",
      "update": "https://app.notion.com/p/36977bdc7109817fbcdacbe8e1d13c69",
      "route": "https://www.regulations.gov/comment/FTC-2026-0298-0010",
      "note": "Closed historical example; do not send a new comment using its old deadline.",
      "patterns": "Concentration visibility / disclosure",
      "score": "Not scored in this companion.",
      "right_tag": "R8-4"
    },
    {
      "id": "BLM-2025-0138 / RIN 1004-AF41",
      "agency": "BLM",
      "title": "Oil and gas leasing: historical citizen comment",
      "issue": "Public estate / Posterity",
      "deadline": "2026-05-29",
      "posture": "Historical direct final rule",
      "effective": "The current eCFR, checked September 6, 2026, retains the 12.5 percent royalty text in 43 CFR § 3103.31.",
      "summary": "Despite its broader title, the April notice revises royalty-on-production provisions. The citizen comment questions public return and stewardship.",
      "rationale": "The agency described changes as implementing statutory requirements; inspect that claimed constraint separately from administrative choices.",
      "assessment": "OC question: what does the public receive for depletion of a public resource, and how are future costs considered? The comment is an example, not proof that the agency had discretion over every term.",
      "benefit": "Affected lessees under changed terms; exact statutory and administrative effects require review.",
      "risk": "Public owners and future generations where returns or safeguards change; quantify rather than presume.",
      "safeguard": "Public compensation and long-term stewardship.",
      "triage": "MONITOR",
      "reason": "The cited comment window has passed. The public posting and current rule text are verified; agency treatment and observed effects remain open.",
      "action": "Open public comment BLM-2025-0138-0009. Follow any later agency explanation and measure what the current rule produces in practice.",
      "filing": "Regulations.gov confirms receipt May 23, 2026 and public posting May 26, 2026 as BLM-2025-0138-0009; tracking mpi-sxny-m6f5 and the attachment title match the preserved filing. Posting does not establish agency agreement or impact.",
      "source": "https://www.govinfo.gov/content/pkg/FR-2026-04-29/html/2026-08280.htm",
      "update": "https://www.govinfo.gov/content/pkg/FR-2026-05-21/pdf/2026-10164.pdf",
      "route": "https://www.regulations.gov/comment/BLM-2025-0138-0009",
      "note": "The May 21 correction predates the May 23 submission and is not evidence of comment impact. The current eCFR retains the 12.5 percent text. Agency treatment and observed effects remain unverified. Checked September 6, 2026.",
      "patterns": "Public return / stewardship",
      "score": "Not scored in this companion.",
      "right_tag": "Unassigned"
    },
    {
      "id": "R-1835-2026",
      "agency": "Federal Reserve",
      "title": "Anti-Money Laundering and Countering the Financing of Terrorism Programs",
      "issue": "Financial supervision / general oversight",
      "deadline": "2026-09-08",
      "posture": "Proposed rule",
      "effective": "No final effective date established in this check.",
      "summary": "The Board proposes risk-based programs for banks it supervises to identify, assess and mitigate illicit-finance risks.",
      "rationale": "Improve useful information for law enforcement and align requirements with the AML Act and related agency proposals.",
      "assessment": "Question for review: how would risk assessment, documentation and supervision change? Inspect the proposed text before judging the effect.",
      "benefit": "Possible institutional and public benefits require assessment; no outcome measured.",
      "risk": "Compliance and supervision effects require provision-level review.",
      "safeguard": "Detection and documentation of illicit-finance risks.",
      "triage": "MONITOR",
      "reason": "The September 8 comment window has passed. Five proposed provisions were inspected and the consultation discrepancy was confirmed; follow received comments, agency clarification, and final disposition.",
      "action": "Review the received-comment record and follow the final disposition. Do not use the expired submission form.",
      "filing": "No OC filing established for this proposal.",
      "source": "https://www.federalreserve.gov/apps/proposals/FR-0000-0133-02/details",
      "update": "https://www.federalreserve.gov/frrs/topic-links/archive-transmittals/transmittal-546.htm",
      "route": "https://www.federalreserve.gov/apps/proposals/FR-0000-0133-02/details",
      "note": "The official proposal page still gives September 8, 2026 and lists 37 comments at the September 14 check. The window is closed; no final disposition is established by that page.",
      "patterns": "Unassigned pending review",
      "score": "Not scored.",
      "right_tag": "Unassigned",
      "reading": "../Examples/R1835_PROPOSAL_READING.html"
    },
    {
      "id": "S7-2026-13",
      "agency": "SEC / CFTC",
      "title": "Form PF: reporting proposal and later compliance extension",
      "issue": "Private-fund oversight / reporting",
      "deadline": "2026-06-23",
      "posture": "2026 proposal under consideration; separate compliance-date extension final",
      "effective": "IA-6992 effective September 3, 2026; 2024 amendment compliance date July 1, 2027.",
      "summary": "The 2026 proposal would remove or revise certain private-fund reporting requirements.",
      "rationale": "Reduce reporting burdens while retaining necessary information.",
      "assessment": "Track information available to supervisors alongside compliance costs; a delay alone does not establish the final reporting standard.",
      "benefit": "Potential compliance-cost relief; outcome not measured here.",
      "risk": "Delayed availability of the additional information required by the 2024 amendments.",
      "safeguard": "Information used for private-fund and systemic-risk oversight.",
      "triage": "MONITOR",
      "reason": "Comment window passed. IA-6992 states the agencies are considering the 2026 comments.",
      "action": "Follow the final disposition of S7-2026-13 and compare retained, removed and delayed reporting fields.",
      "filing": "A public citizen comment and agency acknowledgment are documented in the linked filing-evidence record; no causal policy effect established.",
      "source": "https://www.sec.gov/rules-regulations/2026/04/s7-2026-13",
      "update": "https://www.sec.gov/files/rules/final/2026/ia-6992.pdf",
      "route": "../Examples/FILING_EVIDENCE.html#form-pf-status",
      "note": "Do not confuse S7-2026-13 with S7-22-22, the file for the 2024 amendments and compliance extension. Checked September 5, 2026.",
      "patterns": "Disclosure changes: provision-level assessment pending",
      "score": "Not scored.",
      "right_tag": "Unassigned"
    }
  ],
  "classification": "Rights tags follow explicit R8 references in the issue field; unassigned records are not forced into a right."
}
